OIC Protect

A Level term plan where the Sum Assured remains constant through out the duration of the policy. Its a pure risk cover plan that is truly an economical means of providing the family with a high level of financial protection.

More Information

Key Benefits

  • An insurance plan that offers a high cover at low premiums.
  • In case of death during the policy term, the full sum insured is paid.
  • Different premium payment options available.

Coverage and Exclusions

  • Covers the risk of death due to any cause.
  • Provides round the clock protection worldwide.
  • Passive war risk is excluded.
  • Suicide during first 2 years is excluded.

Terms and Conditions

The following policy terms are available:

  • Regular Premium Term - 1 year to 40 years
  • 3 Year Limited Pay Term - Premiums are payable for 3 years
  • 5 Year Limited Pay Term - Premiums are payable for 5 years
  • Limited Premium Payment Term - The individual has the option to select the Limited Premium Payment Term. This policy can provide coverage for a longer duration of upto 40 years (depending on the age of the Individual)

For cover above AED 2 million, please contact us at any of the below numbers.

Next Steps

How to purchase?

To receive more information about the product, please contact us on one of the telephone numbers below:

Call Center:
Dubai Life Sales Unit:
+ 971 4 230 2801
Sharjah Life Sales Unit:
+ 971 6 593 4150
Abu Dhabi Life Sales Unit:
+ 971 2 612 8421


Have a query? Click below to chat with our Customer Service Officer
OIC chat

Operating Hours: 8:00am to 5:00pm, Sunday to Thursday (Excluding Public holidays)