Privilege Club

High Net Worth Product motor insurance

You enjoy a superior lifestyle. Your car is beyond ordinary. Let the best insurance company give you an exceptional plan.

Oman Insurance’s Privilege Club is an elite motor insurance package designed to give our High Net Worth clientele a distinct set of advantages.

The plan offers an exclusive set of generous covers with high limits, a unique claim service and exceptional value for money for all their cars.

Exceptional Covers
Our Privilege Club policies offer the following premier benefits:

  • Agency repairs: 5 years
  • Low fixed rate extended to all owner’s cars with Gold plan
  • Dedicated claims repairs team with unique contact number
  • Exceptional covers with high limits
  • Exciting options like European Cover and Track Day Cover for select clients
  • Luxury courtesy vehicle replacement
  • Ultimate roadside assistance service
  • High Third-Party Property Damage limit at AED 5 million

Insure All Your Vehicles
Once you have insured your luxury vehicle with Privilege Club, all subsequent vehicles below AED 500,000 under your or your spouse’s ownership will be offered the Gold Plan at the exceptional Privilege Club’s rate.

Benefits At a Glance


Cover Limits Up To

Agency Repairs

5 years

Third Party Property Damage


Bodily Injury

As determined by the UAE court

Loss or Damage of Vehicle

Sum Insured

Ambulance Cover


Loss of Use Allowance

300 per day

Additional Covers

Courtesy Car


Off-Road Cover for 4x4


Personal Accident Driver & Passengers


Road-Side Assistance

Platinum Plan

Geographical Expansion Oman

Oman & Qatar

Emergency Medical Expenses


Personal Injury


Natural Disaster

Sum Insured

Personal Belongings


Windscreen Damage (No Excess)


Replacement of Locks


Valet Parking Theft

Sum Insured

Auto Gap

12 months

Optional Covers

Track Day

Europe Extension

                              Please refer to the T&C for more details.                                                                    All figures are in AED



  • Rolls Royce, Bentley, Ferrari, McLaren, Aston Martin, Bugatti and Lamborghini
  • Vehicles value above AED 500,000
  • HNW vehicle to be insured first, in case of multiple vehicles owned by Client


  • 35 - 70 years
  • Minimum 1 years valid UAE Driving License

While the list above is a set of broad criteria determining eligibility for High Net Insurance (HNI) covers, the final decision regarding eligibility rest at the sole discretion of Oman Insurance’s motor insurance underwriters.


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