Business Travel Insurance

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Valuable coverage
High Risk
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Benefits

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A world full of travel choices and One Insurance
cover it all!

Business discussions, corporate conferences, client meetings, etc. You anticipate and plan for all these activities on your business trips. But have you also anticipated lost luggage, flight delays, accidents, or hospitalization in a strange and unfamiliar place? In addition to the personal inconveniences, such incidents also eat into business profits and may even involve extensive litigation expenses.

None of us can be prepared for all eventualities. That is where Oman Insurance Company (OIC) can help you. As the leading insurance provider in the UAE, OIC offers Business Travel Easy policies that will cover all situations in your business trip for both individuals and group travel insurance.

How can Oman Insurance protect you?

OIC’s Business Travel Easy insurance policy offers a hassle-free travelling experience. Be it for business or pleasure, our insurance policies take the burden off your shoulders.

When you take the protection of OIC Travel policies, you are covered for all eventualities including:

Loss or damage to business equipment
Trip Cancellation / Interruption
Trip Delay
Lost Luggage
Loss or theft of money
Emergency Medical expenses
Kidnap & Ransom
Death due to Accident or Sickness

Schengen Visa Complaint

Are you travelling to a Schengen country? Most Schengen countries have specific requirements pertaining to travel insurance that has to be met when applying for a visa at the embassy. OIC’s Travel Insurance policies are Schengen Visa Compliant, thus eliminating the hurdles in your path to obtaining a visa.

OIC Business Travel Policies

OIC offers two basic plans for business travellers. The benefits and limits in each policy can be customized to suit your own needs.

Business Plan Easy Elite*
Business Plan Easy Ultimate*

* Business Travel Easy can also be extended to cover Passive War and Terrorism at an Additional Premium

High Risk Travel

OIC also has a special additional benefit for travellers t0 potentially dangerous areas around the globe, such as Iraq, Afghanistan, Egypt and Pakistan.

High Risk Travel Insurance - This policy provides protection for your company’s employees against accidents and medical emergencies, including risks from riots, insurrection, war and terrorism. It is available to employees of all UAE-based organizations and can be added to both individual and group travel insurances for trips that last from a week to a year.

How do you enroll for the program?

You can enroll for this by paying a minimum deposit premium based on the number of travel days. Travel details of the employees should be filed with the company prior to departure.

For any information please write to us at traveleasy@tameen.ae or call 056 1772 765.

Table of Benefits

Insured Event	Ultimate	Elite	Deductible/ Excess
Emergency Medical Expenses - Accident & Sickness	$1,000,000	$500,000	Nil
Emergency Accidental Dental	$500	$300	Nil
Emergency Medical Evacuation	Included	Included	Nil
Repatriation of remains	Included	Included	Nil
Death due to Accident	$100,000	$50,000	Nil
Death due to Sickness	$100,000	$50,000
Permanent disability due to Accident	$100,000	$50,000	Nil
Alternative Employee or Resumption of Assignment	$4,000	$2,000	Nil
Compassionate Visit	$5,000	$4,000	Nil
Loss or damage of Baggage / Personal Effects	$5,000	$2,000	Nil
Loss or damage of Business Equipment	$2,000	$1,000	Nil
Trip Cancellation	$5,000	$2,000	Nil
Trip Interruption	$5,000	$2,000	Nil
Trip Delay	$100 per hour up to 12 hours	$50 per hour up to 12 hours	4 Hours
Missed Departure	$2,000	$1,000	Nil
Loss or theft of Personal Money	$1,000	$500	Nil
Loss of Passport	$500	$300	Nil
Hijacking and Detention	$5,000 per day up to a maximum of 3 days	$3,500 per day up to a maximum of 3 days	Nil
Kidnap & Ransom	$50,000	$30,000	Nil
Personal Liability	$1,000,000	$500,000	Nil
OIC Assistance	Included	Included	Nil
OIC Assistance
Passive War & Terrorism	Optional	Optional	Nil